What's your credit limit?

[elartman1973]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

I use cash all the time

[Kingcarl24]

Over 800. I know that because we’re doing some stuff with our house and just got it checked.

Score? Or limit?

Score. I read the title wrong.

[vcsgrizzfan]

Over 800. I know that because we’re doing some stuff with our house and just got it checked.

Score? Or limit?

Poor Carl. Banks have him down to just over an $800 credit limit.

Is it because the coronavirus got you laid off?

[rileymartin]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

Bingo...

I pays bill on my credit card too...No reason to not get the free rewards...

I never have cash on me anymore...

[Kingcarl24]

Arty is so much better at using cash than Abe is.

[vcsgrizzfan]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

I use cash all the time

I don't buy drugs Artie. Much less need for cash than you my fat friend.

[CleveTown™]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

Bingo...

I pays bill on my credit card too...No reason to not get the free rewards...

I never have cash on me anymore...

Do they take credit cards at the truck stop?

[vcsgrizzfan]

Arty is so much better at using cash than Abe is.

You think Abe carries cash because he buys weed?

[AbeVigodaLive]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

Yeah, it's definitely not normal. But I have my reasons for using cash. Turning down free money is not among them.

[Kingcarl24]

Arty is so much better at using cash than Abe is.

You think Abe carries cash because he buys weed?

Probably but it's definitely not as good of weed as what Arty buys with cash.

[vcsgrizzfan]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

Yeah, it's definitely not normal. But I have my reasons for using cash. Turning down free money is not among them.

Hmmm..Abe might be part of the UNDERWORLD

[Kingcarl24]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

We recently started using a Costco credit card and have been using that for nearly every purchase. They give straight cash back so we end up getting a pretty big check at the end of the year which turns into pure fun money.

[vcsgrizzfan]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

We recently started using a Costco credit card and have been using that for nearly every purchase. They give straight cash back so we end up getting a pretty big check at the end of the year which turns into pure fun money.

What do Kingcarl24 and the family do with "pure fun money"?

[AlaskaHawks]

I have a mortgage. Have car/truck payments.

I don't really use credit cards. In fact, I'm a bit of a dinosaur in that I use cash A LOT more than anybody else I know.

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

We recently started using a Costco credit card and have been using that for nearly every purchase. They give straight cash back so we end up getting a pretty big check at the end of the year which turns into pure fun money.

My Costco Rebate was $697 last year.

Last Sunday my Costco bill was $703. Oops.

[AlaskaHawks]

I don't really use credit cards for too many big purchases, but I had it raised from 11k to 16k last year for wedding expenses. Didn't get to the 16k, but it's all paid off now. Like Karl my score is over 800 again after dipping to 750 last year.

[AbeVigodaLive]

I don't really use credit cards for too many big purchases, but I had it raised from 11k to 16k last year for wedding expenses. Didn't get to the 16k, but it's all paid off now. Like Karl my score is over 800 again after dipping to 750 last year.

I'm pretty sure we've discussed credit scores here before...

Last time I checked, I was right around 800. But the Gal Pal was slightly higher. Why? I make more money. I have more things in my name. I have more credit, hence, more positive credit history. I'm even older, so I've had good credit for longer.

She gets the higher score? Is it simply because she's a chick and has nice cans?

[rileymartin]

I don't really use credit cards for too many big purchases, but I had it raised from 11k to 16k last year for wedding expenses. Didn't get to the 16k, but it's all paid off now. Like Karl my score is over 800 again after dipping to 750 last year.

Back 06' my wife, my 3 kids and I took a cruise to the Bahamas...we got a huge room, balcony, all of it...plus, we spent a couple more weeks in Florida to boot...That trip ended up costing us about 12G's all together, all on the credit card...we paid it all off within a year...
Otherwise, I don't carry any credit card debt...Outside of my mortgage, I am 100% debt free, and it feels great...

[vcsgrizzfan]

I don't really use credit cards for too many big purchases, but I had it raised from 11k to 16k last year for wedding expenses. Didn't get to the 16k, but it's all paid off now. Like Karl my score is over 800 again after dipping to 750 last year.

I'm pretty sure we've discussed credit scores here before...

Last time I checked, I was right around 800. But the Gal Pal was slightly higher. Why? I make more money. I have more things in my name. I have more credit, hence, more positive credit history. I'm even older, so I've had good credit for longer.

She gets the higher score? Is it simply because she's a chick and has nice cans?

I don't think "nice cans" is in the credit score algorithms.

[Kingcarl24]

This surprises me. I virtually never use cash anymore for anything. It has to be a peculiar circumstance.

For all recurring bills, I have them put on one of my credit cards which is then automatically paid (set up with my bank) the day it is due. I never pay interest to anybody for anything. I do the same in the US for my regular Arizona bills with my US bank. The points/cash back whatever might as well go to me. Don't turn down free money.

We recently started using a Costco credit card and have been using that for nearly every purchase. They give straight cash back so we end up getting a pretty big check at the end of the year which turns into pure fun money.

What do Kingcarl24 and the family do with "pure fun money"?

Vacations. Last year we used a large portion of the cash back in San Diego taking the kids to the zoo and Sea World.

[AlaskaHawks]

I don't really use credit cards for too many big purchases, but I had it raised from 11k to 16k last year for wedding expenses. Didn't get to the 16k, but it's all paid off now. Like Karl my score is over 800 again after dipping to 750 last year.

Back 06' my wife, my 3 kids and I took a cruise to the Bahamas...we got a huge room, balcony, all of it...plus, we spent a couple more weeks in Florida to boot...That trip ended up costing us about 12G's all together, all on the credit card...we paid it all off within a year...
Otherwise, I don't carry any credit card debt...Outside of my mortgage, I am 100% debt free, and it feels great...

We're close to that again. But the wedding last year cost a lot and it's tough with the wife being laid off past 6 weeks - but we're still making progress.