Whats your credit score?

[Buckets]

My bank just came out with a credit report service and I just ran it. Currently at 793

[Chooch]

850

[Bush4Ever]

I'm going to wait until others post so I can post a better score to project a sense of superiority.

[Kennethgriffin]

don't use credit cards because i'm not poor

everything = debit/cash

[Bush4Ever]

don't use credit cards because i'm not poor

wut?

[denali4eva]

330

[Kennethgriffin]

don't use credit cards because i'm not poor

wut?

if i wanna buy something i save/go without until i have the money

its a much better way to go through life rather than borrowing money with interest

[AbeVigodaLive]

I have a very good credit score.

The gal pal has an ever-so-slightly better credit score. I don't understand why... since I have more of a credit history... and a better credit history.

She wins on having boobs though. That's the only thing I can think of.

[LeBronMonsterDunk]

The richest people in the world use credit cards exclusively but White Trash doesn't use them because he's "not poor".

lol

[Bush4Ever]

if i wanna buy something i save/go without until i have the money

I wasn't commenting on a cash-only philosophy (although frankly, I don't believe you).

I was commenting on the idea that using credit cards illustrates poorness (Edit: Like LMD said above).

[Havlicekstealsit]

I'm going to wait until others post so I can post a better score to project a sense of superiority.

Seconded.

[Kennethgriffin]

The richest people in the world use credit cards exclusively but White Trash doesn't use them because he's "not poor".

lol

the richest people in the world use credit when they go anywhere because

a) it looks classier to just sign a piece of paper or have someone else take care of it and go through their accountant

b) most of their money is tied up in investments. their net worth is why theyre given such huge advances on money they don't technically have ( without having to sell all their business's/ventures )

c) most of their take home pay is reinvested with a percentage going to retirement savings and other things they don't touch


if donald trump goes out to a fancy place and get a 10 thousand dollar bill. he doesn't whip out a stack of hundreds like some dumb nog rapper

nor would he be standing at the front desk with his debit card. i doubt he carries anything except an ID and a pen to sign for whatever he wants.



and i never said i was rich. i just said i wasn't poor. i don't mind carrying cash or waiting to use my debit card

[elmerjfudd]

250

[Kingcarl24]

The richest people in the world use credit cards exclusively but White Trash doesn't use them because he's "not poor".

lol

the richest people in the world use credit when they go anywhere because

a) it looks classier to just sign a piece of paper or have someone else take care of it and go through their accountant

b) most of their money is tied up in investments. their net worth is why theyre given such huge advances on money they don't technically have ( without having to sell all their business's/ventures )

c) most of their take home pay is reinvested with a percentage going to retirement savings and other things they don't touch


if donald trump goes out to a fancy place and get a 10 thousand dollar bill. he doesn't whip out a stack of hundreds like some dumb nog rapper

nor would he be standing at the front desk with his debit card. i doubt he carries anything except an ID and a pen to sign for whatever he wants.



and i never said i was rich. i just said i wasn't poor. i don't mind carrying cash or waiting to use my debit card

This has me even more confused about your original statement.

[Bush4Ever]

This has me even more confused about your original statement.

Riley's "Griff is on meth" hypothesis is starting to look more and more plausible the more he talks.

[ripper76]

The take kennethgriffin has on any matters related to accounting and finance carry a lot of weight in my opinion.

[Kennethgriffin]

The richest people in the world use credit cards exclusively but White Trash doesn't use them because he's "not poor".

lol

the richest people in the world use credit when they go anywhere because

a) it looks classier to just sign a piece of paper or have someone else take care of it and go through their accountant

b) most of their money is tied up in investments. their net worth is why theyre given such huge advances on money they don't technically have ( without having to sell all their business's/ventures )

c) most of their take home pay is reinvested with a percentage going to retirement savings and other things they don't touch


if donald trump goes out to a fancy place and get a 10 thousand dollar bill. he doesn't whip out a stack of hundreds like some dumb nog rapper

nor would he be standing at the front desk with his debit card. i doubt he carries anything except an ID and a pen to sign for whatever he wants.



and i never said i was rich. i just said i wasn't poor. i don't mind carrying cash or waiting to use my debit card

This has me even more confused about your original statement.

why? because i'm saying it looks classy to pay with credit when youre rich because it contradicts me saying poor people pretend to be rich and try looking classy by going in debt to creditors?

because it doesn't.. and all i'm saying is everyone lives beyond their income trying to one up all their friends or impress females. its the reason why the banks all went under in 2008

[Kingcarl24]

the richest people in the world use credit when they go anywhere because

a) it looks classier to just sign a piece of paper or have someone else take care of it and go through their accountant

b) most of their money is tied up in investments. their net worth is why theyre given such huge advances on money they don't technically have ( without having to sell all their business's/ventures )

c) most of their take home pay is reinvested with a percentage going to retirement savings and other things they don't touch


if donald trump goes out to a fancy place and get a 10 thousand dollar bill. he doesn't whip out a stack of hundreds like some dumb nog rapper

nor would he be standing at the front desk with his debit card. i doubt he carries anything except an ID and a pen to sign for whatever he wants.



and i never said i was rich. i just said i wasn't poor. i don't mind carrying cash or waiting to use my debit card

This has me even more confused about your original statement.

why? because i'm saying it looks classy to pay with credit when youre rich because it contradicts me saying poor people pretend to be rich and try looking classy by going in debt to creditors?

because it doesn't.. and all i'm saying is everyone lives beyond their income trying to one up all their friends or impress females. its the reason why the banks all went under in 2008

What does ANY of that have to do with you not using credit cards because you aren't poor?

[Bush4Ever]

You can live within or even beneath your income and use credit cards.

[Buckets]

don't use credit cards because i'm not poor

everything = debit/cash

I would argue smarter people use credit cards to their advantage. For example, many credit card companies offer % cash back. You can make a purchase on credit, pay it off instantly and bank more cash. Same can be said for airline miles